CDCalc

Savings Growth Calculator

A starting balance, a fixed deposit each month, and compound interest doing quiet work in the background. Enter your numbers; the projection updates as you type.

Your savings plan

Nominal annual rate, compounded monthly. Deposits are added at the end of each month.

Final balance

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Total contributed
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Interest earned
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Total contributed counts the starting balance plus every monthly deposit.

Savings Growth Schedule

PeriodBalanceContributedInterest
Enter your plan to see the schedule.

The interest column climbs faster in later years because each month's interest starts earning interest of its own. Weighing a single lump sum locked in for a fixed term instead? That math lives in the CD calculator, and the FAQ walks through both formulas.